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Good morning Member

Hey there, GrayViners! I may not live somewhere with a full winter season, but on those days when the breeze turns a little chilly, I still find myself reaching for the same cozy layer. So, now I’ve got to ask: Would you rather wear a jacket or a sweater this winter? 🧥🧶❄️ Some of us prefer the structure of a jacket, while others love the softness of a sweater; it just depends on what feels right to you. Share your take, we’d love to hear your winter go-to!

Let’s solve yesterday’s Word Unscramble: C U B O P A R D

The word is cupboard! High fives all around for our clever Word Wizards!

Ready for another brain teaser? Here’s today’s riddle: I sit in a box, neat rows in a line. Add a splash of milk, and breakfast is mine. No heat, no hassle, no cooking ideal. What am I, simple and real?

Drop your answer here, and if it’s correct, you’ll get tomorrow’s shout-out. Don’t go far—today has new savings alerts, sweet deals, little-known senior benefits, key Social Security updates, and uplifting stories to brighten your day.

News & Finance

• Don’t miss out on these 10 little-known senior benefits you’re entitled to—they could help stretch your retirement budget farther!

• Over 1.5 million people are seeing hair growth results with Nutrafol. Visibly fuller, healthier-looking hair awaits you here.*

• Trump’s latest Social Security proposal has retirement experts on edge. Could it affect your check next year?

• A new recall tied to “superpotent” pills has the FDA urging a quick shelf check; some batches were strong enough to trigger seizures.

• Support energy, clarity, and daily strength with a vitamin that doesn’t cost a fortune.*

• A Biden-era fuel rule promised cheaper, cleaner driving, but a new White House decision just redefined what’s next for millions of Americans.

Editor's Picks

Stories Everyone’s Buzzing About

• Many seniors are skipping tiring exercises for this quick 5-minute routine that helps build strength without the strain.

• Member, let’s take a moment to honor the soul-music legend behind “Green Onions” and “Dock of the Bay”, who has passed away at 84.

• REMINDER: Holiday shipping cutoffs are coming fast, so save these USPS, FedEx, and UPS dates to ensure your gifts arrive on time!

• Red, yellow, green… and now blue?! A new color is joining the trio at the intersections. Here’s how that light works on the road.

• You might want to check your $2 bills—collectors say some can fetch anywhere from $500 to over $4,500!

• Leave Dad in charge, and suddenly everyone’s dancing with a giant balloon man. This silly moment is guaranteed to lift your mood.

Tasty Treats & Little Wins

• This deal is a real wrap-star! Discover how to get your FREE wrap from this popular chain before it slips away.

• Speaking of free, these National Cookie Day deals let you snag $1 treats at Corner Bakery and frozen delights from Dairy Queen at no cost!

• And if you’re still hungry for freebies, Panda Express is adding to the feast with a bold, one-day-only surprise you won’t want to miss!

• Running low on fridge space? These 9 everyday condiments are actually pantry-safe, and most people don’t realize it.

• Got leftover pumpkin from fall? This easy recipe brings it back to life in the sweetest way.

Do red cars cost more to insure?

You may have heard the myth that red cars cost more to insure, often with varying reasons why. The truth is, the color of your car has nothing to do with your premium. Insurance companies are more interested in your vehicle’s make, model, age, safety features, and your driving history. What’s not a myth, though — is that people really can save a ton of money by switching insurers. Check out Money’s car insurance tool to see if you could, too.

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Today’s Trivia

Front Porch Forum

What's The Image Saying?

Recipe Of The Day

On This Day In History - January 9, 2026

Picture Of The Day

Word Of The Day

Let's Save - Today's Deals