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Good morning Member

Hey lovelies! I was scrolling through an old phone and came across a photo of my friends and me in high school. Big smiles, questionable hairstyles, and friendships we thought would last forever. It made me think about how some people stay in our lives while others drift away. Are you still friends with someone you knew as a child or teenager? And if not, do you ever wonder what became of them? Head to the forum and be as honest as you want. We’d love it if you shared it with us. 💛

Let’s revisit yesterday’s Word Unscramble: G R D O U N Y A P L

The word is playground! Hats off to our ever-clever Word Wizards!

Want a new challenge? Here’s today’s riddle: What gets wetter the more it dries?

Drop your guess here, and if you’re correct, you’ll see your name in tomorrow’s shout-out. Hang tight—today’s roundup includes a high-risk cheese recall, new checkout rules at Walmart and Target, hidden winter budget drains, fresh meal deals and discounts, and more!

News & Finance

• The wait is almost over! Automatic payments of $1,000 are hitting eligible Americans' accounts TODAY—no extra work required.

• A cheese recall affecting multiple states has just been upgraded to the highest risk level. Are your go-to brands on the list?

• A $2.4 million settlement could result in cash payments sent directly to qualified cardholders. See if your bank is the one paying out.

• Was your phone stuck in SOS mode yesterday? Verizon is responding to a major outage that knocked phones offline and sparked concern.

Editor's Picks

Sweet Deals and Small Delights

• Breakfast is on the house today. National Bagel Day is here, and these major chains are handing out freebies at the counter. 🥯

• Biggie bites, biggie savings! Wendy’s is shaking up its value menu with new meal bundles starting at $4. See what’s included.

• A longtime furniture store is clearing out its showrooms with discounts of up to 50% across locations. Claim a bargain before the doors close for good.

• Time for a chuckle! We all know that feeling when a chore finally feels “done”. This comic might hit a little too close to home. 😂

• A bowl of pure comfort. Made with just three simple pantry staples, this nourishing recipe is the ultimate winter "work-smarter-not-harder" meal.

Extra Reads We Don’t Want You To Miss

• Checkout could get pricier and more frustrating at Walmart and Target for some shoppers. Prepare for these new rules before your next grocery run.

• Watch out for "quiet" winter budget killers. Retirees are facing these six hidden costs that can quietly drain a fixed income.

• February 1 signals a new chapter as a retail giant rolls out key changes nationwide. What can you expect on your next shopping trip?

• Progress doesn’t require a total lifestyle reset. This flexible “portfolio” diet is helping people lower cholesterol without giving up the flavors they love.

• Don’t let your trash land you in court. One wrong toss could mean a $30,000 fine for common household items. See what’s illegal to bin in 2026.

The Year-End Moves No One’s Watching

Markets don’t wait — and year-end waits even less.

In the final stretch, money rotates, funds window-dress, tax-loss selling meets bottom-fishing, and “Santa Rally” chatter turns into real tape. Most people notice after the move.

Elite Trade Club is your morning shortcut: a curated selection of the setups that still matter this year — the headlines that move stocks, catalysts on deck, and where smart money is positioning before New Year’s. One read. Five minutes. Actionable clarity.

If you want to start 2026 from a stronger spot, finish 2025 prepared. Join 200K+ traders who open our premarket briefing, place their plan, and let the open come to them.

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Today’s Trivia

Front Porch Forum

What's The Image Saying?

Recipe Of The Day

On This Day In History - January 15, 2026

Picture Of The Day

Word Of The Day

Let's Save - Today's Deals

A demitasse is a small cup, usually with a matching saucer, used for serving coffee.