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Good morning, Member

How have you been, dear GrayViners? It’s Emerald here, and I’m really happy to be back in your inbox this morning. While I was away, I tried something I’d never done before: cliff diving. Have you ever done that, or something daring like it? Big or small, I want to hear it. Tell me all about it in the forum! (I shared a photo of the spot where I jumped, so go take a peek if you’re curious!)

Now, let’s solve yesterday’s riddle! It was: I sit in a box, neat rows in a line. Add a splash of milk, and breakfast is mine. No heat, no hassle, no cooking ideal. What am I, simple and real?

The answer is cereal! Big cheers to our brilliant Riddle Masters!

Up for a new challenge? Unscramble this: Z E P Y H O N I T

Send in your answer for a chance to be in Monday’s winners list! All right, let’s dive into today’s stories: An urgent recall to check, a settlement to claim, and a Social Security nudge—with plenty of savings and feel-good finds waiting for you.

News & Finance

• ATTENTION: A common blood pressure medication was recalled nationwide for possible cross-contamination. Take 30 seconds to check your bottle.

• You might be eligible to claim $75 for every unwanted text from this health care provider, and you won’t need proof to file a claim.

• Feel supported while staying independent. This affordable service gives seniors the help they need.*

• Don’t skip this often-overlooked Social Security update. It’s one small step to keep your benefits coming smoothly.

• Support your heart, circulation, and stamina within 5 minutes a day*—on a bike that adjusts to your ability.

• Relying on prescriptions? Medicare drug costs are shifting in 2026. Here’s what you need to know before enrollment wraps up.

• Make every day unforgettable with Effy Jewelry*—timeless elegance that shines as brightly as you.

Editor's Picks

Good Finds & Everyday Savings

• Seeing more scalp than you’d like? Give your crowning glory the care it deserves with a simple routine that supports hair health from within.

• December’s serving up limited-time deals and big savings all month long. Take your pick from 99-cent snacks, buy-one-get-one meals, and more!

• Protect your home from the cold and your wallet from a nasty heating bill with 4 practical Lowe’s items, including a $10 fix you can grab this week.

• Grocery bills creeping up? A quick check with your local senior center could unlock extra help, plus 11 ways to make your food budget go further.

• Cue the chuckles: A proud husband gets a reality check from his doctor, with one hilariously unforgettable analogy.

• Need a no-bake treat for the weekend? Calling this dessert a “salad” feels like a prank—but it’s ready in 15 minutes and tastes like pure nostalgia.

Today’s Must-Know Tips

• A new scam hit town, and it's targeting seniors through one thing they enjoy: online games. Play smart and watch for these warning signs.

• Got old tickets or bottles collecting dust? A year-end decluttering could turn up some of these 35 “hidden treasures” worth a small fortune today.

• You’ll be surprised by this, Member: A popular “little blue pill”—known for something totally different—may help protect hearing.

• Can you imagine a world without physical keys? They’re on the list of everyday things that could fade into history by 2030.

• Considering assisted living for yourself or someone you love? This checklist guides you toward finding a community that feels like home.

Myth: Pet insurance doesn’t cover everything

Many pet owners worry that insurance won’t cover everything, especially routine care or pre-existing conditions. While that’s true in many cases, most insurers now offer wellness add-ons for preventive care like vaccines, dental cleanings, and check-ups, giving you more complete coverage. View Money’s pet insurance list to find plans for as low as $10 a month.

Protect your pet

Today’s Trivia

Emoji’s Decoded

Yesterday’s America

Today's (Grand)Dad Joke

A quick-thinking store clerk turns an awkward moment into a hilarious one. Got a joke that always cracks you up? Share it here and let’s spread the laughter!

Awww Of The Day

On This Day In History - January 9, 2026

Quote Of The Day

Let's Save - Today's Deals

Wilbur is the name of the pig in Charlotte's Web.