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Good morning, Member

How are you doing, dear GrayViners? We have some new faces in the forum, so let me say a quick hello—hi, I’m Emerald! 👋🏻 If you’re new here, welcome. And if you’ve been around a while, I’m really glad you’re still here. Since our little community is growing, I’d love for us to get to know each other better. Old member or new, what’s one small quirk about you? Maybe you reread the same book every year or you can’t start your day without the same breakfast. I’ll go first: I feel better when I have pretty nail polish on. Share yours here and come say hi!

Now, let’s crack yesterday’s riddle: What gets wetter the more it dries?​

The answer is a towel! Find out if you’re among our Riddle Masters here.

For your next challenge, try to unscramble R E G A C O U

Send your answer here, and you might see your name on Monday’s winners list. Ready for today’s stories? Let’s dive in!

News & Finance

• Medicare is tightening the rules around an important service before January ends. Will this impact your next doctor’s appointment?

• Verizon is issuing credits to customers after the recent outage. Here’s how much you could be getting back.

• Cut your bill—not your coverage. T-Mobile’s new Better Value family plan is built for long-term savings,* with prices locked in for five years.

• Three of Social Security’s biggest challenges loom in 2026. Find out what they mean for your benefits—and how to stay ahead.

• A major carmaker’s $9 million settlement could mean up to $4,500 reimbursement for eligible drivers. Is your car on the list?

Editor's Picks

Today’s Must-Reads

• Check your pantry, Member. A wellness supplement sold nationwide has been recalled following dozens of reported illnesses.

• Do you rely on food delivery now and then? Watch for a new gratuity rule arriving January 26 that could change what you see at checkout.

• Federal leaders just reversed a key funding decision tied to mental health and addiction programs. What happens next matters for many Americans.

• The “King of Beers” is turning 150! Raise your glass to this American classic with collectibles—plus a chance at a special trip giveaway.

• When you say meals, this place might not be the first to mind, but its new under-$5 breakfast options could become your new go-to.

Life & Little Joys

• Lift your spirits and ease the winter blues with a $12 grocery plan that fits seniors’ budgets and appetites.

• Ever wonder what happens to Costco’s unsold bakery treats? Turns out, their next stop tells a pretty good story.

• This “cortisol cocktail” claims to help with stress and energy. Before you mix one up, learn what’s in it—and whether it’s actually good for you.

• Get ready to laugh! This kid put his head to work during snack time, and the result was pure comedy. 😂

• Looking for a comforting dinner that’s light yet filling? Warm Greek flavors come together in one pot for an easy winter meal.

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Today’s Trivia

Emoji’s Decoded

Yesterday’s America

Today's (Grand)Dad Joke

The king of the jungle goes around asking who’s the mightiest, and one animal gives him an answer he won’t forget. Don’t be shy—post YOUR jokes here!

Awww Of The Day

On This Day In History - January 16, 2026

Quote Of The Day

Let's Save - Today's Deals

Chevon is the culinary term for meat from a goat.