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Good morning, Member

Hey, hey, dear GrayViners! I hope you’re off to a wonderful start to 2026. Yesterday was full of good food, and I’m still feeling happily full. I spent most of the day taking it slow, then squeezed in a little vision board time, printing a few photos tied to my goals and making a collage while setting my intentions for the year ahead. So tell me: What did your Day 1 of 2026 look like? Cozy at home, out and about, or something else entirely? Hop into the forum and share a little peek at your day. We’d love to hear it!

Did you miss our brain teasers? Well, here you go—your first challenge of the year: Try to unscramble N O I T C E L B E A R

Send in your answer, and you might just see your name in tomorrow’s winners list! Now, grab a drink and settle in your favorite spot. Today we’ve got updates on Social Security, Medicare, and SNAP, plus a recall alert and a few ways to save.

News & Finance

• Knowing when your check arrives can bring peace of mind. Here’s the full Social Security payment schedule for 2026.

• Good news: At least $147 million per state is being set aside under a program that could improve access to health care for older Americans.

• More than a dozen major health systems are dropping Medicare Advantage plans this January. See whether your coverage is affected.

• Six key SNAP changes take effect this year. Some could mean more help at the grocery, while others might tighten things up. How do these affect you?

• Planning a trip or setting appointments? The complete list of federal holidays for the year ahead is now available.

Editor's Picks

Can’t-Miss Updates

• Eek! A sweeping recall of pantry staples has been issued over possible rodent contamination. Find out if you have these products at home.

• Craving a good deal? Several restaurant chains are rolling out discounts of up to $10, plus a few free meal offers, but only for a limited time!

• If you’re hungry for more savings, check out these 11 bargains at Costco this week. A few are worth stocking up on.

• A penny saved is… a huge fortune earned? Collectors paid an eye-watering sum for a small batch of loose change. Can you guess how much?

Health, Happiness, And A Little Fun

• These six everyday foods can support your health and help you feel better as you age. Which ones are already regulars on your plate?

• A small gesture can boost your happiness all year long, not just during the season of giving—and there’s a scientific reason behind it.

• Ever wonder where the cast of The Facts of Life are after nearly 40 years? Take a peek at how the stars are living today.

• Cue the laughter: A grandson gets the surprise of his life when Grandma makes a reveal he wasn’t expecting. 🤭

• Got leftovers? Skip the casserole. This retro deli-style dish is ready in just 15 minutes, no stove required.

The Year-End Moves No One’s Watching

Markets don’t wait — and year-end waits even less.

In the final stretch, money rotates, funds window-dress, tax-loss selling meets bottom-fishing, and “Santa Rally” chatter turns into real tape. Most people notice after the move.

Elite Trade Club is your morning shortcut: a curated selection of the setups that still matter this year — the headlines that move stocks, catalysts on deck, and where smart money is positioning before New Year’s. One read. Five minutes. Actionable clarity.

If you want to start 2026 from a stronger spot, finish 2025 prepared. Join 200K+ traders who open our premarket briefing, place their plan, and let the open come to them.

Get Year-End Briefing

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Today’s Trivia

Emoji’s Decoded

Yesterday’s America

Today's (Grand)Dad Joke

A sermon on forgiveness turned into a comedic moment with a 97-year-old’s punchline. 😅 Got jokes? Make us laugh in the forum!

Awww Of The Day

On This Day In History - January 9, 2026

Word Of The Day

Quote Of The Day

The ampersand (&) originated as a stylized ligature of the Latin word et, meaning “and”.